Life settlement refers to an old-aged policy owner (65 or above) selling unwanted life insurance policy to a life settlement provider (buyer) and receive an immediate cash payment considerably larger than the cash surrender value offered by insurance carrier. Life settlement was first introduced in the U.S. in 1980s, initially targeted to help terminally ill policy owners e.g. those contracted with AIDS. The market has now evolved to also help the...

With extensive experience in the Asian life insurance and asset management industry, LSA provides actuarial advisory services to Asian institutional investors, such as, insurance companies, pension schemes, and family offices who are interested in exploring opportunities in the life settlement asset class. Our advisory services aim to assist our clients in evaluating and implementing life settlement investment strategies, for example, investing in...